top of page


Income Protection Insurance – what you need to know
Income Protection Insurance protects you by paying an ongoing income if you are unable to work due to illness or injury. From 1 October...
Amanda Varidel
Feb 27, 20235 min read


Alarming levels of financial conflict in relationships
A third of Australians say money is a source of conflict in their relationships, according to NAB (National Australia Bank). Half of...
Amanda Varidel
Feb 10, 20232 min read


RBA cash rate raised to 3.35%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for the ninth consecutive time, this time by 0.25%...
Amanda Varidel
Feb 7, 20231 min read


Upsize your retirement savings with downsizer contributions
The downsizer superannuation contribution provides an opportunity for eligible people aged 55 and over to sell their home and contribute...
Amanda Varidel
Dec 20, 20227 min read


RBA cash rate raised to 3.10%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for the eighth consecutive month, this time by 0.25%...
Amanda Varidel
Dec 6, 20222 min read


Making your Super Extra Super!
Written by Stu Varidel, Principal Financial Adviser at Heart Financial Advisers. I read an article online that suggested you could retire...
Amanda Varidel
Dec 5, 20224 min read


What Happens if You Miss a Mortgage Repayment or Worse ...
The Reserve Bank of Australia continues to warn us of more interest rate rises, there are fears overextended borrowers might default on...
Amanda Varidel
Nov 25, 20224 min read


Australian Federal Budget October 2022: Retiree Initiatives
Provided below is a short summary of measures announced in the incoming Labor Government's first Budget, released yesterday, of interest...
Amanda Varidel
Nov 16, 20222 min read


Commonwealth Seniors Health Card: New Arrangements
The Commonwealth Seniors Health Card may provide a range of benefits and concessions to people who have reached Age Pension age, but...
Amanda Varidel
Nov 14, 20225 min read


What is Bankruptcy?
Bankruptcy involves an exchange. You hand over control of your property and finances to a trustee in exchange for protection from legal...
Amanda Varidel
Nov 3, 202211 min read


RBA cash rate raised to 2.85%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for the seventh consecutive month, this time by...
Amanda Varidel
Nov 1, 20222 min read


RBA cash rate raised to 2.60%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate, by 0.25% to 2.60%. In considering the size of the...
Amanda Varidel
Oct 4, 20222 min read


RBA cash rate raised to 2.35%
As widely expected, the Reserve Bank of Australia (RBA) today increased the official cash rate by 0.50% to 2.35%. This brings the total...
Amanda Varidel
Sep 6, 20222 min read


Get 2 Free Lunches on us…
There is saying “there’s no such thing as a free lunch” offers a lesson in life and economics. Even if something appears free, the...
Amanda Varidel
Sep 2, 20223 min read


Time to Refinance to a Better Deal
A $400 billion home loan refinance race is on across Australia! With repayments on the average $600K home loan are up more than $600 in...
Amanda Varidel
Aug 11, 20223 min read


RBA cash rate raised to 1.85%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate by 0.50% to 1.85%. The increase follows a slightly...
Amanda Varidel
Aug 2, 20222 min read


Reducing mortgage pain with climbing interest rates
We urge home loan borrowers to take urgent action to cut costs as mortgage stress rises at alarming levels. Households are facing the...
Amanda Varidel
Jul 27, 20224 min read


Financial goals: Why are they are so Important?
At Heart Financial Advisers, we strive to help our client’s make better financial decisions. Here we discuss the importance of financial...
Amanda Varidel
Jul 27, 20225 min read


RBA cash rate raised to 1.35%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate, by 0.50% to 1.35%. With the RBA continuing to try...
Amanda Varidel
Jul 5, 20222 min read


RBA cash rate raised to 0.85%
The Reserve Bank today decided to increase the cash rate, by 0.50% to 0.85%. The RBA has made the decision to increase rates primarily as...
Amanda Varidel
Jun 7, 20222 min read
bottom of page
