CASE STUDY: How to use a reverse mortgage to help with the cost of living
Heartland Reverse Mortgages have said that over 30% of their recent customers have taken out a reverse mortgage to supplement their...
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Amanda Varidel
- May 2
- 3 min
Testamentary trusts
A testamentary trust is established within a Will to allow an inheritance to be paid to a group of people rather than to one person...
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Amanda Varidel
- Apr 5
- 3 min
Dreams Crushed by Cost-of-Living Nightmare
90% of Australians are making sacrifices to their financial dreams as the cost-of-living nightmare is killing household budgets,...
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Amanda Varidel
- Mar 27
- 3 min
Dealing with Financial Stress
Financial stress can take a significant impact on us. It can drain our energy, kill our self-confidence and play havoc with our emotions....
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Amanda Varidel
- Mar 7
- 2 min
RBA Cash Rate Raised to
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for the tenth consecutive time, this time by 0.25%...
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Amanda Varidel
- Mar 7
- 6 min
The costs of aged care
Before you begin “My Aged Care” is an Australian Government website and phone line to help you find out what aged care services may be...
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Amanda Varidel
- Feb 27
- 5 min
Income Protection Insurance – what you need to know
Income Protection Insurance protects you by paying an ongoing income if you are unable to work due to illness or injury. From 1 October...
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Amanda Varidel
- Feb 10
- 2 min
Alarming levels of financial conflict in relationships
A third of Australians say money is a source of conflict in their relationships, according to NAB (National Australia Bank). Half of...
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Amanda Varidel
- Feb 7
- 1 min
RBA cash rate raised to 3.35%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for the ninth consecutive time, this time by 0.25%...
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Amanda Varidel
- Dec 20, 2022
- 7 min
Upsize your retirement savings with downsizer contributions
The downsizer superannuation contribution provides an opportunity for eligible people aged 55 and over to sell their home and contribute...
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Amanda Varidel
- Dec 6, 2022
- 2 min
RBA cash rate raised to 3.10%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for the eighth consecutive month, this time by 0.25%...
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Amanda Varidel
- Dec 5, 2022
- 4 min
Making your Super Extra Super!
Written by Stu Varidel, Principal Financial Adviser at Heart Financial Advisers. I read an article online that suggested you could retire...
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Amanda Varidel
- Nov 25, 2022
- 4 min
What Happens if You Miss a Mortgage Repayment or Worse ...
The Reserve Bank of Australia continues to warn us of more interest rate rises, there are fears overextended borrowers might default on...
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Amanda Varidel
- Nov 16, 2022
- 2 min
Australian Federal Budget October 2022: Retiree Initiatives
Provided below is a short summary of measures announced in the incoming Labor Government's first Budget, released yesterday, of interest...
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Amanda Varidel
- Nov 14, 2022
- 5 min
Commonwealth Seniors Health Card: New Arrangements
The Commonwealth Seniors Health Card may provide a range of benefits and concessions to people who have reached Age Pension age, but...
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Amanda Varidel
- Nov 3, 2022
- 11 min
What is Bankruptcy?
Bankruptcy involves an exchange. You hand over control of your property and finances to a trustee in exchange for protection from legal...
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Amanda Varidel
- Nov 1, 2022
- 2 min
RBA cash rate raised to 2.85%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for the seventh consecutive month, this time by...
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Amanda Varidel
- Oct 4, 2022
- 2 min
RBA cash rate raised to 2.60%
The Reserve Bank of Australia (RBA) today decided to increase the official cash rate, by 0.25% to 2.60%. In considering the size of the...
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Amanda Varidel
- Sep 6, 2022
- 2 min
RBA cash rate raised to 2.35%
As widely expected, the Reserve Bank of Australia (RBA) today increased the official cash rate by 0.50% to 2.35%. This brings the total...
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Amanda Varidel
- Sep 2, 2022
- 3 min
Get 2 Free Lunches on us…
There is saying “there’s no such thing as a free lunch” offers a lesson in life and economics. Even if something appears free, the...
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