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More Gain and Less Tax Pain
Investment bonds are rapidly growing in popularity as super loses some of its appeal as a tax-saving tool – and with tax paid by the...
Amanda Varidel
Jul 29, 20164 min read


Rate Cuts On the Cards
Economists found little surprising in the minutes of the RBA’s July meeting. As CBA put it, “The RBA Minutes caused no reaction in a...
Amanda Varidel
Jul 27, 20162 min read


The 'Curse' of the Homemade Will
We have always recommended that everyone should have a properly prepared will and have on many occasions sternly recommended avoiding...
Amanda Varidel
Jul 22, 20161 min read


Protect your greatest asset - your income
If you’re employed or self-employed, you should consider Income Protection insurance. Case study Leanne works full-time and earns a...
Amanda Varidel
Jul 20, 20162 min read


Japan pushes markets higher
Markets have continued to rise during the past two weeks, driven by the landslide victory for Japan's ruling coalition in the Upper House...
Amanda Varidel
Jul 19, 20163 min read


Should I pay off my home loan or top up my super?
Mortgage or retirement: putting your extra cash to best use For many people, funding retirement isn’t front of mind – especially when...
Amanda Varidel
Jul 12, 20164 min read


8 ACTIONS TO GET BUSINESSES OFF TO A FLYING START IN THE NEW FINANCIAL YEAR
It’s the beginning of a new year and the optimism that comes with a fresh start to the year should always be matched with a solid...
Amanda Varidel
Jul 11, 20162 min read


Time to get globally exposed
The rapidly growing popularity of exchange traded funds (ETFs) is providing an international flavour to many portfolios. ETFs can provide...
Amanda Varidel
Jul 7, 20162 min read


Carnage: UK to leave Euro Union after shock Brexit result
World rocked by shock poll result that will see Britain leave the European Union. Britain will leave the European Union in a shock result...
Amanda Varidel
Jun 27, 20162 min read


UK Leaves EU - Markets in Free Fall
The British people have voted to leave the European Union after a historic referendum in which they rejected the advice of the main...
Amanda Varidel
Jun 24, 20161 min read


No Health Insurance? You are missing out
The benefit of private health insurance for Aussies is sometimes unclear and confusing, especially when we all benefit from the Medicare...
Amanda Varidel
Jun 24, 20162 min read


Brexit - Referendum for the British Public
The British do have a healthy sense of humour. In March of this year, a UK government science agency enlisted the public’s help in...
Amanda Varidel
Jun 22, 20163 min read


ID fraud on the increase
Identity fraud is at record levels and you are at risk from sophisticated hackers, according to Australia’s largest credit reporting...
Amanda Varidel
Jun 21, 20163 min read


Retirement Money Mistakes
Keep your finances on track once you leave the workforce When you’ve worked hard all your life to build up your nest egg, the last thing...
Amanda Varidel
Jun 20, 20162 min read


Heart Monthly Market Report
Heart Monthly Market Report for May 2016. Below are the key points for the month: The RBA cut the overnight cash rate to 1.75% from...
Amanda Varidel
Jun 16, 20161 min read


Pain in your wallet?
The money in your wallet is receding. Here is some key economic data and an explanation as to why. 1. Balance of payments It’s made...
Amanda Varidel
Jun 14, 20163 min read


Interest Rate Update
The end of the financial year is nearly upon us, and the Reserve Bank of Australia has just announced the outcome of its board meeting....
Amanda Varidel
Jun 8, 20161 min read


Big Banks to Hike Rates after Election
Our recent analysis of the big banks reveals a high probability of lifting their mortgage rates as a result of rising cost of funds and...
Amanda Varidel
Jun 8, 20162 min read


Buying "Off the Plan"
What is an “Off the Plan” Purchase? Strata & Community Units and retirement village homes/units are sometimes advertised for sale before...
Amanda Varidel
Jun 3, 20164 min read


Top tips to get the best tax return
The top five tips for the end of financial year tax returns. Taxpayers who start thinking about their tax return before the end of the...
Amanda Varidel
Jun 2, 20162 min read
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