Guru Stu: Ready to Crush Your Money Goals in 2026? Here’s How!

Did you know 85% of Aussies set financial goals last year? The big ones were saving more, spending less, cutting expenses, and investing smarter. Great intentions—but let’s be real: most resolutions typically fizzle out by the end of January. 

This year let’s change that! Here are 5 simple tips to make your money goals stick in 2026: 

✅ 1. Be Specific “I want to save more” sounds good, but it’s too vague. Instead, set clear targets—like saving an extra $500 a month or $2,000 a quarter. Specific goals = real progress. 

✅ 2. Be Realistic Ambitious goals are great, but if your budget only allows $75 a month, start there. Small wins beat abandoned plans every time. 

✅ 3. Turn Goals Into Action No plan = no progress. Automate savings or investments so your goals run on autopilot. Tech makes it easy! 

✅ 4. Review & Reward Celebrate milestones! A dinner out or a small treat can keep you motivated without derailing your progress. 

✅ 5. Remember: Progress Isn’t Linear Investments go up and down. Stay calm during dips—history shows markets recover. Selling too soon can lock in losses. 

Where to start? Pick what matters most—saving, paying down debt, investing, or boosting your super. Check your budget, set realistic targets, and track your progress. By December, you’ll thank yourself for sticking with it! 

👉 What’s your #1 money goal for 2026? Drop it in the comments!