The Real Cost of Inaction: Why Good Financial Advice Pays
- Amanda Varidel
- Jun 24
- 1 min read
Many people hesitate when they see the $3,900 price tag for comprehensive financial advice.
But here’s the uncomfortable truth — the real cost isn’t the fee. It’s the $200,000 or more they stand to lose over time by doing nothing.
Most Australians aren’t wasting money on luxury items. Instead, they’re quietly bleeding value through everyday decisions — or worse, indecision:
Missing out on tax deductions they didn’t even know existed
Letting cash sit idly in an offset account instead of putting it to work
Keeping their superannuation in a poor investment choice
Staying in a default strategy that no longer aligns with their goals
Delaying action when the opportunity to move is right in front of them
The most frustrating part? This is entirely avoidable — with the right advice and a plan.
When people decide to act, we consistently see them:
Reduce their tax
Put their money to better use
Position themselves for long-term success
Are confident and clear, knowing they have a strategy in place
The fee for financial advice is not an expense — it's:
A strategic investment
A decision with leverage
A critical turning point in someone’s financial life
Yes, $3,900 might feel like a lot upfront.
But if it helps you make smarter decisions that unlock $200,000+ in benefits over time?
That’s not a cost — that’s value.
Do you want to take the next step? Let’s talk about how we can build a plan that works for you.
Did you know that financial advice can often be paid for by your superannuation?
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