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How much Super Do I Need?


One question that is always a hot topic with super is - ‘How much do I need?’


The answer to this question is different for every single person as it is unique to your needs.


To calculate the answer, you need to ask yourself the following:


· What large amounts will you need once you retire – will you have a home loan you want to pay out? Do you want to buy a caravan and/or car?


· When do you want to retire? Is it 55, 60, 65 or later? The average life expectancy is around the mid-eighties, so how many years do you need to fund?


· What type of lifestyle do you want? Are you happy with the basic level of income, enough to buy food, pay bills and the very occasional meal out? Or do you want more than this?


Would you like the financial freedom to decide for yourself?


If you are interested in finding out how we can help – contact us to discuss your unique situation and how we can help build your wealth.


Stu Varidel and Your Choice Financial Planning Pty Ltd trading as Heart Financial Advisers are authorised representatives of Sentry Financial Services Pty Ltd AFSL 286786.


The information contained herein is of a general nature only and does not constitute personal advice. You should not act on any information without considering your personal needs, circumstances, and objectives. We recommend you obtain professional financial advice specific to your circumstances. The views expressed here are not ours. While the information contained in this article may contain or be based on information obtained from sources believed to be reliable, it may not have been independently verified. Where information contained in this publication contains material provided directly by third parties it is given in good faith and has been derived from sources believed to be accurate at its issue date. To the maximum extent permitted by law: no guarantee, representation or warranty is given that any information or advice in this publication is complete, accurate, up to date or fit for any purpose; and no party or associated entities as mentioned is in any way liable to you (including for negligence) in respect of any reliance upon such information. This article may also contain links to websites operated by third parties who are not related to us. These links are provided for convenience only and do not represent any endorsement or approval by us.


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