Young people need financial advice too!
Whether you are a young millennial just getting started in life, a forty-year-old Gen X or a Baby Boomer, Financial Advice is useful for everyone. Maybe you’re just starting a new and exciting career, or you are going through a tough divorce, or maybe your kids have all moved out of home and you’re starting to see more of the Grandchildren … financial advice can be utilised in all these situations. If you find yourself wondering how you can make the best of your financial situation, it’s very likely a financial adviser can help you out by helping you prioritise the most important details of your situation.
Financial advisers are for everyone
Whilst it is normal for high income people to seek out financial advice, everyday folk also need and can get help. Whether it is to help maximise savings, plan for retirement or ensure you’re financially protected in the event of health issues, financial advisers are for everyone and can make a difference to any situation however modest.
Financial Advisers are here to help
Advisers are personally motivated to ensure appropriate and cost-effective advice are built according to your needs and circumstances. Like other professionals (accountants, solicitors, doctors) they have a duty of care and are bound by a code of ethics. Financial consultations, as a first timer, are free at Heart Financial Advisers. If you don’t like what you hear, you can always walk away. You don’t have to sign your life away or decide on the spot. In fact, often, you are encouraged to take your time and think about it. Financial advisers don’t want to push you into a tough decision you’re going to drop next week.
Sadly, most of us need some insurance
Your ability to earn an income over your working life is a lot of money. And it’s worth protecting. Insurance is also about having financial relief in difficult times, paying off debt to alleviate repayments should you be disabled or when you die, leaving your family financially stress free. These things are all taken into account by a financial adviser and they help you navigate and build a cost effective, useful plan to protect yourself and your family.
You have the power
Helping you plan your lifestyle or helping you make the right decisions to save are empowered by you. A financial adviser can guide you in the right direction or perhaps propose an idea you haven’t thought of yet. They are specialists who can help you make sense of your finances.
If you want help dealing with your situation, or if you just want to work out what is best for you, contact us on 1300 861 143 or clientservices@heart1stop.com
Disclaimer
This information is current as at 04/12/18. This article has been prepared by Heart1Stop, a social media brand owned by Heart Mortgage Services and Heart Financial Advisers. The information contained in this article is an overview or summary only and it should not be considered a comprehensive statement on any matter nor relied upon as such. The views expressed here are not those of Heart1stop, Heart Mortgage Services, Heart Financial Advisers, shareholders, directors or staff and associated contractors and business associates. This article has been prepared without taking into account any person’s objectives, financial situation or needs. Because of this, you should, before acting on any information contained in this article, consider its appropriateness, having regard to your objectives, financial situation or needs. Any taxation information contained in this article is a general statement and should only be used as a guide. It does not constitute taxation advice and is based on current laws and their interpretation. Each individual’s situation may differ, and you should seek independent professional taxation advice on any taxation matters. While the information contained in this article may contain or be based on information obtained from sources believed to be reliable, it may not have been independently verified. Where information contained in this publication contains material provided directly by third parties it is given in good faith and has been derived from sources believed to be accurate at its issue date. It is not the intention of Heart1Stop or Heart Mortgage Services and Heart Financial Advisers that this publication be used as the primary source of readers’ information but as an adjunct to their own resources and training. To the maximum extent permitted by law: no guarantee, representation or warranty is given that any information or advice in this publication is complete, accurate, up to date or fit for any purpose; and no party of Heart1Stop or associated entities as mentioned is in any way liable to you (including for negligence) in respect of any reliance upon such information. This article may also contain links to websites operated by third parties ("Third Parties") who are not related to Heart1Stop. These links are provided for convenience only and do not represent any endorsement or approval by us.