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Great Strategies with Investment Bonds

Investment bonds are being used to meet a wide range of investor needs and strategy solutions from wealth accumulation, ensuring children's needs and estate planning. Somethings never go out of style and investments bonds has been a long term favourite of Stu Varidel, Principal Financial Adviser at Heart Financial Advisers.

Here are his favourite financial strategies utilising investment bonds:

1. An investment bond is a 'tax paid' investment. This means that tax on investment earnings are paid by the product issuer at the current company tax rate. This lends itself to a variety of uses including saving for particular event and being an alternative to superannuation savings. This particularly useful since the introduction of the $1.6M cap on Super balances.

2. Saving for children's education is often at the forefront of investors' minds. Planning for these future expenses is vital, as is finding an easy and appropriate investment structure to cover these future costs. An investment bond is one such structure that can be used very effectively to cater for the kids whether it is for education purposes or gifting from grandparents.

3. An investment bond can help investors plan ahead for how they will distribute their wealth when they pass away. It's about having control over how their wishes are carried out. Most importantly, it's about peace of mind.

Want to know more? Feel free to contact Stu on 1300 861 143.


This information is current as at 21/05/18. This article has been prepared by Heart1Stop, a social media brand owned by Heart Mortgage Services and Heart Financial Advisers. The information contained in this article is an overview or summary only and it should not be considered a comprehensive statement on any matter nor relied upon as such. The views expressed here are not those of Heart1stop, Heart Mortgage Services, Heart Financial Advisers, shareholders, directors or staff and associated contractors and business associates. This article has been prepared without taking into account any person’s objectives, financial situation or needs. Because of this, you should, before acting on any information contained in this article, consider its appropriateness, having regard to your objectives, financial situation or needs. Any taxation information contained in this article is a general statement and should only be used as a guide. It does not constitute taxation advice and is based on current laws and their interpretation. Each individual’s situation may differ, and you should seek independent professional taxation advice on any taxation matters. While the information contained in this article may contain or be based on information obtained from sources believed to be reliable, it may not have been independently verified. Where information contained in this publication contains material provided directly by third parties it is given in good faith and has been derived from sources believed to be accurate at its issue date. It is not the intention of Heart1Stop or Heart Mortgage Services and Heart Financial Advisers that this publication be used as the primary source of readers’ information but as an adjunct to their own resources and training. To the maximum extent permitted by law: no guarantee, representation or warranty is given that any information or advice in this publication is complete, accurate, up to date or fit for any purpose; and no party of Heart1Stop or associated entities as mentioned is in any way liable to you (including for negligence) in respect of any reliance upon such information. This article may also contain links to websites operated by third parties ("Third Parties") who are not related to Heart1Stop. These links are provided for convenience only and do not represent any endorsement or approval by us.

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